C.K.
Be careful about some of these insurance plans that offer you coverage for pregnancy only. I took one and it was a rip off. I was pregnant without insurance as well. The best way I found was to negiotiate the cash price first with whomever you are dealing with. Dr.s, Hospitals, etc. The cash price was usually very low. I called the hospital prior to my delivery and the cash price out the door without complications of course, was $ 1500 dollars!!!
Now, it does have to be paid up front!!