K.H.
It is normal to have days that you feel depressed by this. Maybe you and your husband need to have a heart to heart and see what makes sense for your family. Maybe even just talking to him and letting him know your thoughts will make you feel a bit better. The situation isn't going to resolve itself overnight, so just do your best with what you have. Good luck with what decide!
P.S. I understand the fear of not working after always having a job. I started a paper route when I was just shy of 11 and worked straight through until last July when I lost my job. I LOVE being home with my kids, but it has been quite a transition and there are days I still feel sad that I lost my job. I think things will work out in the end for me though, and I hope they do for you too!