Need Advice for Health Care

Updated on January 27, 2007
S.H. asks from Bensalem, PA
5 answers

I recently lost my job (company closed unexpectedly) and with the loss of my job, I will lose my health care coverage. I am 36 weeks pregnant and don't know what to do. I have applied for state medical assistance, still waiting to find out if my family and I are eligble. Does anyone have any other ideas of what I can do. I guess you could say that I have a high risk pregnancy. I have gestational diabetes, overweight and have a c-section scheduled in a little of 3 weeks.

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T.Y.

answers from Philadelphia on

I think if you are pregnant you can get MA no matter what. But even if that's not the case, did you let them know about your complications on your application? Usually with special circumstances they make exceptions. A great place to call for help is on Knights Rd., Bensalem. I think it is affiliated with St Mary's Hospital. There was a woman there named Helen Miller, she is great. She is so helpful. I can't remember the phone number but I know they do CHIP and that is how I found her. I was applying for Adult Basic (which is the adult equivalent of CHIP) and she helped me fill out the application for MA. If there is a way to get you MA they can help. There are two places and I can't remember which one is the one to call so try both or just go there. They are at the very end of the shopping center and like I said they have St Mary's in their name. Try this ####-###-#### or the Mother Bachmann Maternity Center ####-###-####. The shopping center is right off Street Rd. as you are going toward the Franklin Mills Mall. I believe there is a grocery store at one end, sorry it's been awhile since I have been there. If you aren't sure where it is send me a personal message and I'll give you directions.

Another thing to consider, are you eligible for COBRA? If you had health insurance at your previous job they should send you a letter in the mail to let you know that you are eligible to pay for your own medical insurance. I know it will be expensive but it can't possibly cost as much as delivering a child especially with complications. Try calling your old insurance company and ask who to talk to about it. Good luck and try to stay relaxed, this isn't a good time to be having this kind of stress.

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J.S.

answers from Philadelphia on

Definately look into COBRA. i think, by law, they are entitled to give u the option of carrying over your health coverage. we used COBRA when my husband got a new job. we had to pay the full premium every month~$1,024, until my husband's other benefits kicked in with his new job 90 days later. BUT that is considerably cheaper than paying the full premium if u had a plan of your own, and cheaper than paying for a birth. i had a regular uneventful pregnancy and my itemized bills added up to over $16,000 for me and over $3,000 for the baby's care in the hospital. so, if u are 36 weeks, u may need only 2-3 months of coverage. the baby will need about 2-3 appointments in the first month or two.

i hope everything works out for u. i wish u all the best!

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Y.L.

answers from Philadelphia on

Can you do COBRA if you are not eligible for state medical assistant? But I can't imagine why you would be denied it.

Good luck.
Y.

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D.A.

answers from Philadelphia on

S.,

I am truly sorry to hear about your situation , however, I am a firm believer in everyuthing happens for a reason. I can defiently relate to your situation, I have been there myself at one time. Anyway I would love to share with you an opportunity that could totally change your life. I can meet up with you at a Starbucks over tea(coffee for me). It doesn't hurt to look into all of your options. If taking control of your own life is something you would like to do call me and we can schedule something, it will only be about 20 minutes of your time. My cell number is ###-###-####.
Love and Light
D.

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J.K.

answers from Philadelphia on

Hi S. - There us a clinic at Capital Health System in Trenton, NJ that can help you. If you call, you can transfer your care. The doctors and the hospital are high-risk with a level 3 NICU. They can help you with medicaid and any other services you need. They are an excellent practice with lots of on-site resources. Good luck. Their phone number is ###-###-####.

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