D.N.
G., you didn't say how your mortgage would re-set at the end of the 5 years. Is it a balloon note, or does it turn ito a regular P&I payment? If the interest rate changes, what is the rate based on? You may be surprised to learn that the rate will be lower than it was 5 years ago. For example, if it is based on the 12 month treasury note average, then it will be lower! So you may not be in as much trouble as you think. On the other hand, if you are, here are the details of the mortgage rescue plan:
http://www.wisebread.com/details-of-obamas-mortgage-plan-... . I hope this all works out for you.
D.