Money Problems

Updated on May 10, 2010
J.L. asks from Riverside, CA
8 answers

im so stressed out we are having so many money problems that i cant bare it any more every time i turn around im hit with a new problem i cant take it my husbend and i are always fighting about every thing! we dont go a day with out yelling at each other about something stupid. he crashed the car two time in the last two months. it seems like he doesnt even care and a 9 month old daughter was in both of them! dont worry no one got hurt. it was just the car that got a big hit and are bank account. we cant keep doing this it just feels like he isnt even trying to keep our car or baby safe. i dont know what to think or say to him im just so mad. i cant even look at him or sleep in the same bed.
its not like we are always like this we love eachother alot but everything is going down hill and i got no one to talk to. its just me my husbend and our daughter.
its not like im reall y looking for anything im not even sure what im looking for i just wanna tell someone. hear someone tell me its going to be okay or something. i dont know im just happy to say it out loud to someone other then myself.
( i love my husbend he is so great but its just a hard time for us, hope it doesnt stay this way. i know it wont) sorry to take your time and thank you bye have a nice night and mothers day hope everyone has a nice day.

* J. *

What can I do next?

  • Add yourAnswer own comment
  • Ask your own question Add Question
  • Join the Mamapedia community Mamapedia
  • as inappropriate
  • this with your friends

More Answers

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

M.F.

answers from Sioux Falls on

Hi Jazmine,
Please check out Dave Ramsey's Financial Peace University.
www.daveramsey.com
I am a divorced single mom and someone from my church anonymously sponsored me to go thru it a couple of years ago. It is a realistic way to get out of debt. You can do it, and he shows you how. I live right at the poverty line for income, and I did it. I have no credit card debt now and own my car. I still rent, because I don't have the income to buy. But it is alot less stressful to not have a mountain of debt and collectors calling. It will also teach you and hubby how to get on the same wavelength financially. Which will save you from alot of marital hardships.
God Bless!

2 moms found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

M.P.

answers from Portland on

You are having a rough time. I've learned over the years from my own experience and watching other people that it's somehow easier to fight during hard times then to work together. Anger covers up sadness and depression. Lots of people are more comfortable with being angry than they are with feeling sad or depressed. This could be going on with both of you.

I've gone back to counseling when I've noticed that I'm feeling angry all the time. For some reason I couldn't let go of the anger long enough to feel the depression until I got professional help. I suggest you try counseling. If your husband won't go, go without him. You have to find a way to break this angry cycle.

Also, angry and/or depressed people have more accidents. I had 6 in 2 years when I was depressed. And not all of them were legally my fault. At the time I didn't realize that my feelings had anything to do with them. The accidents made me more depressed but how could depression cause accidents. One reason is that we are not as alert whenever we're feeling strong emotions.

I used to fret about money. Finally, I realized that money is only money. Money comes and goes often through no fault of our own. To be happy with one's spouse means that we have to value our relationship with our spouse more than having enough money. Would you worry less if he weren't around? You would fight less but you would still be angry.

So, you have to find a way to let go of the anger. Not an easy task!! Probably the most important thing that you can do is to let go of what you say to yourself. You say you think he isn't even trying to keep your car and baby safe. That may be the truth. What can you do to find out if that's true or not? One way is to ask him in a concerned and caring way. Another is to see a counselor and talk about it. The more you tell yourself these sort of negative things without determining if they're true or not the angrier you will get.

If there is no way to know for sure then make yourself think in a more positive way. We really do make things happen or not happen by the way we think. This situation does not have to be a war between you and your husband. Each of you makes it a war by blaming the other person and by choosing to argue about the stupid things.

Make a pact, alone or together, to stop yourself when a negative thought about the other comes into your head. Immediately replace it with a positive thought not necessarily about the source of your negative thought. For example, you're angry because he wrecked the car. Replace the thought that he doesn't care with the thought of he's under a lot of stress too and then think about a time that he did show caring. It is not that simple! It will take a lot of practice before you'll be able to do it.

One thing I learned when I was raising my difficult daughter is that if I did not respond at all when she was yelling at me there was no fight. At first and sometimes still I have to leave the room or even the house to keep myself from saying anything. I learned that if I say, I don't want to fight and so I'm going for a walk, that I could come back and we could hug. Eventually she learned to do the same. We still aren't able to always avoid a fight but the fights happen increasingly less often.

When relationships get into trouble we have to learn new ways of thinking and acting. A counselor is a convenient way to do that but we can sometimes begin to make changes on our own.

This is a trite saying but the closer I get to dying the more it feels true. Life is just too short to spend time fighting or worrying about money, or wishing things were different without doing something to change them. The first step towards change is the hardest.

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

G.H.

answers from Chicago on

rough patches suck, but we all have to go thru them.....but 2 car accidents really takes the cake! glad everyone is ok, except the pocket book......since you mentioned money problems i wanted to tell you about a "money class" my husband & i recently went to, its called Financial Peace University by Dave Ramsey, go to his website & put in your zipcode & you will be amazed how many classes are being held right by you......there are no sales & they arent going to try to sell you ANYTHING, they just teach you about money, wether you need help with getting out of debt, you need to learn how to save for an emergency, you need to learn how to invest for future retirement, you want to learn how to save for college, etc......my husband didn't want to be a part of bills & after taking the class he has been doing budgeting forms & seeing that he can't just spend on anything he wants.....if anything YOU will meet people like yourself & have plenty people to vent to at the class.....best of luck & Happy Mothers Day

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

D.S.

answers from Tulsa on

me and my other half are in the same rut. just remember god never gives you more than you can handle. eventually you have to hit bottom and bounce back up. :) I will pray for you.

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

D.S.

answers from San Francisco on

Hello J., In this time of money crunch it is hard for many couples. The fact that you have extra things like car accidents is a added burden. As long as you are sure that he wasn't trying to hurt himself and the baby then know it is hard but not the end of the world. My husband was always getting me to put down on paper a working budget so that we weren't useing credit cards and knew what the expences were which helped us when he could no longer work.
I do understand your feelings. I have been hit hard since my husbands death, with unexpected medical expences for me and possible job loss with money as a shortage I have sold what I could to keep up with things. If you can do some thing like that then if may seem that you are part of your own solution and not as if the world is caving in on you. It might help to set on paper your priorty list of how you see the problem and see if it matches his. This is a starting point to work from and you don't have to fight just respect that you will see things different. You don't say of you are both working or have job loss which can be a horrible stressor with feelings of failure and fear. You also say you have noone to talk to - this is esp hard becasue you are lonely and need to vent. Do you belong to a church, play group,, or a near by park( I made life long friends with people at the local park) or can you getinto one so that you will meet people and have that as a way to make friends. Contact family and not to dump on them but to stay in touch with other people. I wish you luck and peace of mind.

1 mom found this helpful

P.W.

answers from Dallas on

You know the fighting is only hurting you. Sit your husband down and pledge not to be angry with each other. Plan a time once a week to discuss your situation calmly without blame.

Cut expenses any way you can! Food, carpools, move if you have to. Most people can find ways. If you smoke.......cut down! If you drink, cut down! Look at your phone service, internet, etc... I'm not suggesting you give up the basics but consider just cell phones and cancel the house phone for example.

I'm glad you vented us. Now it is time to mend fences with your husband and work together. That doesn't necessarily mean he will do it your way. Talk and be nice to each other.

If you would like information on a home business contact me. I'm a Shaklee Independent Distributor and you might enjoy earning an income from home. If you have 5-10 hours a week to offer, then send write me and I will send you some links to take a peek at to see if this interests you and your husband.

Hang in There Mom! This is a rough patch, but don't let money worries decay your relationships.

1 mom found this helpful
Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

J.G.

answers from Cleveland on

I honestly believe that if you love eachother you can get through anything together. I know when things get rough here - I do end up fighting with my hubby more. It makes it harder to talk things out, but that is what you need to do talk it out.

Did your hubby actually try to wreck the car twice in a month or were they accidents? I know it's not a good situation... we had issues in January - we don't have a saving account & it took a while for my unemployment to get approved. We had just enough $$ to pay the house payment, but nothing for anything else like credit cards, utilities, diapers, gas or anything else... it was hard dealing with all the collection calls till unemployment was approved & then we got our taxes back. I know July is going to be hard for us also... unemployment is running out, I'm due & so are the taxes on the house. So, I'm not looking forward to July - that is other then the new baby part that is. But I know we will make it through some how - we always do as long as we have eachother!

For now try to find ways to cut out the "extras" as much as you can. Instead of going to movies or out for dinner - go to a park or playground & pack a picnic. Call around & see if you can get cheaper insurance, although that might be hard w/ 2 recent accidents. If you have a morgage - see if the bank has any thing that can help reduce the loan payments. Or any other way you can think of to reduce your monthly bills. Also look at what you are eating & see if you can cut the cost there.

I wish you luck & hope things get better soon! Try not to beat him up to much... if you truely love him.

Smallavatar-fefd015f3e6a23a79637b7ec8e9ddaa6

M.P.

answers from Los Angeles on

J. when it rains it pours. The best part is that through it all you love your husband. Everybody in the world goes through problems we have those days that we just want to give up and then the next we have the best life ever. Just keep thinking positive and waking up ever day trying to make it better then the prior and things can only go up. Start tightening the cash flow and do away with any extras to rebound and when you do save for when emergencies or life does happen it doesn't become a situation. If you have never read Total Money makeover from Dave Ramsey check it out and take his Finacial Peace University classes. Then money will be one less thing to fight about. Things will look up soon.

For Updates and Special Promotions
Follow Us

Related Questions