B.S.
I use Verizon's PrePay plan. I think you can only sign up for it online. I have $15 dollars up front and when that is used up they automatically take another $15 dollars out of my account; so that it's always ready to use. I get 3 cents a minute, too, and over-seas is less, too....I don't remember the rate because I don't need it. When I dial out long-distance a recording tells me how many minutes I have left on my account and how much; if I'm in the middle of a conversation, there is no interruption and it automatically takes another fee with my permission ahead of time. It's really neat and I avoid the extra taxes and charges. I've been using it for several years and love it.