Elaine,
I would steer clear of Unicare if you have the choice. It is the only insurance that my husband's company offers and we HATE it! Not only are they not accepted everywhere, but there is a cap on the amount of prescriptions that they cover. If any of your kiddos need any kind of long term medication, eg nebulizers, antihistamines, etc, you will end up paying as if you had no coverage at all in just a few months. They also do not have very good customer service. We had to take my husband to the ER in November and I was very aware of the fact that hospitals are picky about what insurance they take and what they don't, so on a Sunday evening I called Unicare to see if Centennial was in network and no one was there. There wasn't even an automated system. They are making us pay out of pocket for most of this expense just because I couldn't get ahold of anyone. I worked in Healthcare for a long time, so I'm fairly educated on insurances and after having it for nearly a year, I have to say this is by far the worst! Sorry if this is too long, but I'm obviously very passionate about this subject and would hate for anyone else to be in the same boat we are!