Investing in Life Settlements?

I was interested in life settlements for a while too but just couldn't reconcile myself to banking on someone dying early in order for me to recoup my investment! There is also the possibility that you are receiving money that should have gone to an heir, and even though that is the choice of the person selling their policy, it just didn't feel right. The money would always feel ill-gotten to me.

I'd highly recommend talking to a financial professional (or several) before you move money around right now. In this type of market (a bear market), usually the *safest* thing to do is stay put. The market will recover eventually, but you run the risk that you'll lose more if you try to sell when the market is low rather than waiting for it to reinvigorate (remember: "Buy low, sell high."). Also, a well rounded portfolio can weather any type of market....under this umbrella (the term my financial guy uses) you have a variety of investments that perform well under different market conditions. Life settlements aren't something I'm familiar with, but if you do your homework, you'll know whether or not they're right for you.

No, I do not. However I am familiar with whole life. My husband has sold it for 15 years. A lot of his clients are expanding their whole life as they have lost more than half of what they've put in the market. Depending your age you may want to do this very soon. It really depends on how soon you plan to retire. If you have 15years plus, then your stocks will probably increase to pre-crash dollars.
Best of luck, B.

most people have the stock market all wrong- they buy when it's safe (high) and seems secure, and sell when it's low (fear of losing more). NOW is the best time to buy long term. I myself am throwing a chunk of change in. Within 5 years the market will stabalize and I'll be wealthier.

J.,

I do know some people who have invested in life settlements and it is a good and safe way to invest in money - although it is on the morbid side. Make sure you find a reputable company with good references if you decide to go that route.

My husband and I are real estate investors and now is a GREAT time to get into that. If you want to know more about that, call me. We mentor people all the time.

M.
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J.,

My husband ( Len Martinez ) does retirement investing. That also includes life settlements. The way things are going now I don't blame you for wanting to keep your hard earned money safe. If you have any questions or need some advice please feel free to give him a call ###-###-####) or even email ( ____@____.com ) him. He can answer any of your questions with no sales pressure. Good Luck.
M.

J. this is J. B. from Rockwall (Sound Retirements LLC) - Your right about the market and should be fully divested from the traditional arena.

Give me a call to discuss Life Settlements and other issues - can answer allot of questions ###-###-#### (o) or ###-###-#### (c)

J.,
You might want to check out Dave Ramsey for advice on investing. We've been following is Total Money Makeover plan for 2 years and love it. You can read his book - The Total Money Makeover - or listen to him on the radio from 1-4 weekdays on 570 AM. He has great financial advice and also has local people that he endorses for investing. You can also check out his website at www.daveramsey.com. He's been talking A LOT about investing and the market on his radio show lately so it might help to tune in.
Good luck and let me know if you have any questions!
D.

My husband has done a ton of research about life settlements. He thinks they are incredibly exciting. He said to give him a call if you want to ask him any questions. His name is John at ###-###-####. Or you may send me your number and he'll call you. J.

J.,
Just make sure the person you decide to buy from is registered with the State of Texas. Anyone can sell Life Settlements. Buyer beware. There are other products out like life settlements where the money is held in escrow so Life Settlments itself does not keep the money. Good luck!