D.N.
I feel your pain...I left my job in September and was on COBRA through December since I had a deductible only plan that I had met already, so all I had to pay for was the premium. My COBRA was for Humana coverage and was only $170/month, so you may want to check into Humana. The deductible plans seem crazy at first, but once you meet a deductible, they pay 100% of everything after that. Now that I'm on my husband's, it's SO expensive like you said. We pay almost $100/week and when the baby comes, it will be another $50/week I think. Our health insurance premiums are the second highest bill next to our mortgage, higher than my car payment, which is just crazy!!
People kept telling me to apply for pregnancy Medicaid and I didn't think we'd qualify due to my husband's income, but because I was home and paying for COBRA on top of bills, I was approved. So you can always try that too. They pay for whatever my primary insurance won't cover for my pregnancy for up to 2 months after the baby's born and the baby for the first year. I just got it, so can't tell you much about how it works yet other than what they explained above, but it's worth a shot (or check out Humana). I've been actually thinking about checking back into Humana myself. I'll have to check back too to see what other readers suggest because if there's any other cheaper primary plans, I'd love to pay less of a premium. Best of luck to you!! D.
