C.O.
If you own your home - refinance it to get a lower payment.
If you are renting - maybe find a place closer to where you work or to your kids schools so that you can take public transportation to work..
If you can move in with your parents for one year (I know it sounds like forever) and pay minimal rent to get credit cards paid off and money set aside.
I wouldn't refinance my car - personally - it's already devalued enough - and extending the payments on it by refinancing isn't going to help much.
Call your wireless provider - see if there is another plan you can do that will work for you and your family.
Call your internet provider and see what options you have as well.
Call electric and gas to see if they can come out and do a free energy inspection and find out where you can save more money in your place (if you own)...
Simple things to save electricity - turn off all unnecessary appliances - coffee pot, TV, XBOX, Wii, anything that has a little light on it - draws power during the day when not in use.
Ensure that your thermostat is set to 78 degrees while no one is home. If you can run fans instead of the AC - do.
When planning errands, ensure that you are doing things "in order" instead of zig-zagging across town...if you have dry cleaning...find out if they take competitors coupons so that you can save money.
Instead of buying new clothes for you or the kids - go to your Good will or Thrift store - you would be surprised at what people donate!!! I got a Coach purse WITH THE TAGS ON IT - for $50 instead of $300....Calvin Klein jeans...$3.00...so you might be surprised at what you find!! :)
Can't help you with the soy stuff...sorry..
You are NOT alone!! Everyone wants to save money!