A.G.
Hi Debbie,
My daughter is 13 months, and I covered her up just like you do, per Dr's instruction. She (the Dr) explained that their skin is way too senstitive for sunscreen until 6 months and it was important to keep the sun off their little bodies. I was also teased, and when we visited relatives in Arizona (in May) I was told that it was okay for her to get sun, that she needed the vitamin D and a little sun would give her some healthy "colour." HOWEVER, they get vitamin D from your milk or formula and if there is no such thing as a healthy glow for an adult, how can it possibly be healthy for a baby who is still developing? So, I agree with you and so does my doctor. As long as he is getting airflow (which of course, you know) keep him covered!! And when people teased me, I just said I guess I would rather be a little overprotective (especially at 3 months) than not protective enough. :)
BTW--My husband teased me about that kind of stuff too. At first I thought it was because I was a first time parent and he wasn't (he has a son from his first marriage) but in speaking to my friends, it just seems to be the way it is with all husbands. I just want to know how they got out of receiving the worry gene!!! :)