T.D.
underwear too loose? pants bunching up? thighs rubbing? a skin irritation such as a pimple that has caused further irritation? if not wearing a pull up or diaper then is she leaking a little urine that is staying right there in her panties or pants that is causing irritation? heat rash? has she been hiding activities that some children start to do when they discover their parts and how they feel?did you change soaps? laundry detergents?