Hi J.!
Funny you should write about this because we just spent the weekend taking our bunk beds apart. I have two daughters, 4 1/2 and 2 1/2. They loved the idea of bunk beds but my oldest didn't really like to sleep up top by herself. As for the 2 year old not climbing because she's a girl... yea right!
It completely depends on your kids and their personalities. My youngest loved climbing and then jumping up and down on the top bed. No one ever tried to jump but I could tell that if anyone was going to be the first to do it, it would be my youngest. Mischievious little imp that she is...
So, we took the beds apart. They are both on the ground and my daughters love them.
If you are going to bunk them, you can try keeping the ladder off in the day time and just putting it on at night. If it's detachable. That's what we had to do to keep our youngest from climbing all the time.
Good luck!
Oti
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