You are the answer to my PRAYERS.
I think you SHOULD go to school. You deserve to go to school. We need you to go to school. Even at 45 you are the future. you are fresh life brought to a fight. And I think the fight you want to enter is very awesome....I am going into Political Science....I dont want to just be the mouth shouting on a mom board anymore...I love it here...but my time would be better served out with the flesh.
Debt does need to be focused on. You know that. But school is something you can use to help pay that down.
I am gonna take this time to share..In hopes to sort of redeem and put in place WHO I AM....
I am unemployed. Meaning I dont not have a physical job at the moment.
I am however working with some great Professors to hopefully create some work for me. I was given a chance to draw...which has always been one of my Passions...and natural Talents.
I have not received a pay check yet. Everything I am working on right now is in HOPE that I can get a paycheck eventually.
I DO plan on going back to school Winter quarter. I missed the deadline for Fall....
When I was 20...I dropped out of College. I had been injured...SO I no longer was dancing. I grew bitter. Ended up working Retail Management for 12 years.....
After having kids I did go back to work..on and off. It was only as we needed it because we could not afford child care and refused to apply for assistance.
In 2010 I hit and severely injured and little boy who cut in front of me while I was making a right turn. It was a blind turn and I had stopped but he was to far up the hill for me too see him.
I was jello from August 20th until the Tuesday after Mother's day this year.
After almost dying froom an eating disorder..and having to have emergency surgery to have gallbladder removed......I knew I could not go on like this.
I started really talking with god. He told me to reach out to you guys.
You better freaking believe you guys were my miracle.
I have had to kinda figure out who this NEW ME was...This summer has been rough because I have new motivation for life....Only one out let other then facebook to fight loudly on...And I get beat down hard.
My point to this story is.....And yes I am trying to have one...
I was never taught by mom parents how to be wise with money.
In fact my mom was alot of my problem...My whole life she had credit card debt following her...She still does.
My Mother in law is now teaching my how to budget....Shop only off a list and encourages me to clip coupons(she does not do this for herself...but she does buy me extra papers so I have lots of them to clip)...Although at 28 it is a bit embarrassing...I am a work in progress.
If it is debt that you can slowly pay on...minimums or a bit over...it is well worth making it work.
You could also try and maybe consolidate your debt. WE just finished paying off my dental stuff that was emergency stuff...That is saving us 117 buck a month to be put towards my almost 100k in medical bills.
I am not sure what Financial stuff you will qualify for but that is also something to look into!!
I am so excited for your possible new venture!!