A.A.
This too happened to me. And I did have it surgically removed...by the doctor that initially inserted it. He did warn me of the risks before I got the IUD...just so happened I was one of the very few that had a problem. The surgery was no big deal...a day surgery type thing and I've had no problems since. I'm not sure about costs, etc. as my procedure was covered by insurance. But I do know that you need to get it removed...you risk infection by leaving it in your body. Best of luck to you...I know it is a frightening thing, but it will work out just fine.