S.R.
I was lucky to find a trust worthy/ cheap daycare near my job. I certainly do not qualify for the childcare program, however I def can not afford a high payment either. Have you tried googling daycares in uptown chicago? that's how I found the daycare were my little one is going to now.I actually called just about all that came up and interviewed all of them, Then visited a few locations and opted for the one that was closest to my job, had reasonable rates and saw the interest on the caregivers towards to toddlers and babies.
Hope you find one that fits your budget and standards.
Good Luck!