I've seen both sides and gone to work with kids in daycare and stayed home, and still home. My youngest are now 11. When my twins went into first grade I offered to take care of my neighbors child and now I run a small daycare out of my home. I limit who comes in and my hours and my days. I can switch my schedule and I insist on taking off one full month in the summer and I won't have more than 1 child for the first week that my own kids go back to school. This give my kids the peace they all need to adjust and non of us get overwhelmed with the newness of the new year ect.
This small (I only take 3-4 kids-tops, and none that are over the age of 4)child care business has worked out wonderfully for me and my family. Without this ability, we would not be able to buy clothes or participate in extra things in our lives. My husband can pay the mortgage, and the bills, but not for the extras like a vacation (small or large), repairs around the house, signing up for lessons of any kind etc.
This year I have decited to take off one day a week. So this year I am working only M-Th. This system doesn't work for everyone, but the familys I have work with me, and I work with them too.
There is a great need for this kind of care in my area and you may be able to work something out like that when your kids get alittle older too. I would advise, you not to consider opening your heart to other kids if your own are the same age. You won't have the energy for either group by the end of the week. If you want to know more contact me. I hope your husband can work and take care of the kids too and not just dump them infront of the tv or vidio games. Again, good luck!