T.K.
I don't know if that can happen or not. How strange is that?
This is your insurance company, I mean didn't you pay them to protect you and not sue you? Well, I have heard silly things and this ranks in the top 5. I can't imagine they can even do that. If that was possible, don't you think that every one that had insurance would be sued after an accident if their kids were in the car. I can't even imagine a law that protects them and allows them to do that. Here, let me allow you to pay me monthly payments to cover you in case of accident, but if you have an accident I can sue you for it. That's crazy!
I am going to do some research on this for you, because I want to know the answer myself. I feel so bad for you.
A working mother of 3 children, and I am just so sure you have the time and available stress to deal with the likes of this.
Sorry, a little sarcastic feeling toward the insurance company. Okay...my wits about me again.
My email address is ____@____.com if you want to email with me privately.
-T.