J.T.
okay, you do realize that JRA is an autoimmune disease and not just "sore joints", there are other health issues that go along with it? if you suspect that she may have that(and it certainly seems like that suspicion is reasonable), you absolutely need to get her evaluated by a specialist. check into scottish rite if you are worried about money, speak to the pedi again about your predicament and see if he has any additional suggestions for who/how to go about doing this. the longer you let this go untreated, the worse things will be for her IF it does turn out to be JRA. she's not going to like being stuck by needles, but you need to see this through. given what you've written, you'd be walking the fine line of medical neglect to not get her checked out.
edited to add: like i told you in my private message, i truly didn't realize that no x-rays had been done. obviously, i would go down that route FIRST - truly, i'm surprised that hasn't been done already. if there is no OBVIOUS phsyical cause for the pain and swelling per the x-ray, there is NO WAY i'd chalk it up to "arthritis" and give "advil"... btw, i've never heard of JRA being treated with "just advil". i do personally know two people with JRA, which is why i gave the advice i did. both did years of PT as children, and take more than "advil", they have bloodwork regulary, see a rheumatologist regularly, etc. there is more to treat in JRA that the pain! and i'm not a "the doctor is God and you should do as he/she says". honestly, i'd be running from your dr far and fast as i could for not doing or suggesting an x-ray. i'm more a "common sense" type of parent. you have a child that has been in pain for a longer amount of time than you would really expect for the "injury", that warrants further examination by someone, be it an ortho or a rheumatologist. you just kind of sound like if it's not a fracture, you'll just assume it's arthritis and treat with advil. that's very dangerous, and just b/c your husband is a nurse, doesn't mean you shouldn't get an accurate and complete diagnosis. additionally, you should contact your insurance company if it comes down to it and find out the procedure for getting a specialist covered when they don't offer any of that specialty on your plan.