My life is much like yours. 2 steps forward and 1 step backward and I work at facing it in a proactive way. Because I expect the backward movement I don't get thrown when it happens. I plan ahead as much as possible while I'm also aware that there will be events that I couldn't foresee. It's just life. I choose to face life with a positive attitude and without blaming others or God for what happens. I look at events to see if I can learn from them. I accept responsibility for my part in having them happen and/or in dealing with them. And I have thought about resources to use in the event of such backward happenings.
I call this attitude one of accepting life as it unrolls, expecting the best while preparing for the unexpected. I see people refusing to consider possible negative events while at the same time living life in an unhappy way because they're frightened by the future. When the 1 step backwards arrives they don't know what to do.
I'm not saying this well. hmmmm
I see life as an adventure and an opportunity to learn and grow. Any event is OK. I get depressed, yes. I feel helpless, yes. But I do something about those feelings. I work at being proactive in my life. It's not easy but so worth the good feelings it creates.
I've had cancer and been cancer free for many years. Life was good before the cancer, during the cancer, and now. My cousin is in treatment for metastasized melanoma. Statistically he has a 7% chance of survival in the treatment he's now in. Life is till good. I do feel sad and at time depressed. That is a part of the 1 step backwards. I've planned for that. I'm continuing to be proactive about my mental health.
My cousin faces the future by taking care of business, both medically and legally. He focuses on what he can do and let's go of what he has no control over. He couldn't predict that he'd get cancer. However, he did live life in a way that getting cancer still allows him to manage the event. He has medical insurance and a savings account as well as friends and family who support him emotionally.
Too often, people do not consider the future. They see no need for a "Oh, Shoot" savings or for health insurance or even for good relationships with family and friends. Then that negative event "ruins" their life and they see no way out.
Everyone faces 2 steps forward and 1 step back. What is different is the way in which they handle life's events.